Grants & FundingUnion Training Assistance Programme (UTAP)
UTAP is an NTUC member benefit that defrays the cost of skills upgrading. NTUC members can claim 50% of their nett course fee for approved courses — and from 1 May 2026, eligible AI tool subscriptions too — up to the annual cap.
Annual Claim Caps
Cap is shared across courses, assessments and (from May 2026) AI tool subscriptions.
What is UTAP?
The Union Training Assistance Programme (UTAP) is a training benefit administered by NTUC (National Trades Union Congress) to help its members offset the out-of-pocket cost of skills upgrading. It is one of the most generous training subsidies available exclusively to NTUC members in Singapore.
Members enjoy 50% reimbursement of the nett course fee they paid (after deducting other subsidies such as SkillsFuture and SkillsFuture Credit), capped at S$250 or S$500 per calendar year depending on age.
New from 1 May 2026 – 30 April 2028
NTUC members can also claim 50% of subscription fees for selected AI tools, sharing the same annual cap as course fees. You must first complete a UTAP-approved AI course within the year prior to the subscription start date.
How Much Could You Save?
For illustration only — based on NTUC's published example:
| Full course fee (before GST) | S$1,200 |
| Less 70% SkillsFuture (SSG) subsidy | −S$840 |
| Less SkillsFuture Credit applied | −S$100 |
| Add 9% GST on full course fee | +S$108 |
| Nett amount you pay | S$368 |
| UTAP reimbursement (50% × S$368) | S$184 |
Subject to your remaining annual UTAP cap. Always verify the latest figures on the official NTUC UTAP page.
Who Can Claim UTAP?
How to Claim UTAP — 4 Simple Steps
Check Course Eligibility
Search for the course or AI tool on NTUC's UTAP portal to confirm it is supported within the approved period.
Register & Complete the Course
Sign up with us directly, attend at least 75% of the sessions and complete any required assessment.
Submit Your Claim
Log in to UTAP with Singpass, enter your nett course fee paid, and upload your invoice/receipt and certificate of completion.
Receive Reimbursement
Approved claims are typically processed and disbursed within ~4 weeks of submission, directly into your bank account.
Frequently Asked Questions
How much can I claim?+
50% of your nett course fee paid (out-of-pocket after other subsidies/credits), capped at S$250/year for members under 40 and S$500/year for members aged 40 and above. The cap is shared across all UTAP-supported claims in the calendar year.
What counts as 'nett course fee paid'?+
The amount you actually pay after deducting SkillsFuture/SSG subsidies and any SkillsFuture Credit used, plus the GST you paid. UTAP reimburses 50% of this figure.
Is the AI tool subscription support included?+
Yes — from 1 May 2026 to 30 April 2028, NTUC members can claim 50% of eligible AI tool subscriptions under the same annual cap, provided they have completed a UTAP-approved AI course within the previous year.
When must I submit my claim?+
Within 6 months of course completion (or the AI tool subscription start date). Late submissions are rejected automatically.
Where do I check my balance or apply?+
Log in at ntuc.org.sg via E-Services using Singpass to view your UTAP balance and submit claims.
Information summarised from NTUC's official UTAP page. For the latest details and edge cases, always refer to ntuc.org.sg or contact UTAP@e2i.com.sg.
Ready to Use UTAP for Your Next Course?
Start with our UTAP-claimable hands-on AI workshop — Think Forward with AI — and put up to 50% of your fee back in your pocket.